mrasmussen,
According to this link:
http://www.dsireusa.org/library/includes/map2.cfm?CurrentPageID=1&State=TX&RE=1&EE=0
Texas does have net metering laws that only "pay" for avoided fuel costs, so there would probably not much reason to charge your batteries during the day and powering the grid at night...
I would suggest that you generate grid tie power when the batteries are full and the sun is bright. This way, you will have full batteries if there is a power outage and you will not cycle your batteries (probably extending their life and not adding the additional 10-20% losses of the charge/discharge electronics/battery cycle).
In California, I can use Time Of Use metering--That really encourages me to generate (and not consume) power during peak time (noon to 6pm, Mon-Fri). During the winter, my base rates are: Winter $0.09/kWh and peak $0.11--and for Summer: off-peak $0.09/kWh and peak is $0.29/kWr.
So, for every 1kWh generated during peak period, it gives me 3kWh worth of off-peak credit (during summer).
If you use the batteries only for emergency power, you probably would do well with a Grid-Tied inverter and run an AC battery charger too keep the batteries at full charge (saves the DC solar to DC Battery back to AC Inverter conversion).
The only missing link for my system is that I have a Xantrex GT 3.0 unit (works great) wired to 2 strings of 10 BP 4175 panels (20 panels total). This gives me around 300-320 VDC @9.8 amps and I would like to purchase a "back up" Solar to Battery Charger unit (or charger/inverter) to run a standby battery string/inverter--but so far, I have not found any Off-Grid type unit that will take the 320 VDC (through a DPST switch) from my arrays.
I know that Solar Guppy has wired his arrays for multiple voltage configuration support (to test various Solar Electronics)--but I would rather not do that to mine... Anything available yet, or in the near future?
-Bill
PS: Never mind Solar Guppy--I just saw in another thread your answer to somebody else with the same question your answer about the problems with FETs and current issues.... Thx. -BB