A 100ah battery pack can only take about a 30 amp/hr maximum charge ... that's only ~1800 watt/hr , so off grid it would only work for the very small arrays and loads
Load wise, if you start pulling more that the C30 rate, the batterys are less efficient so for example with the 6kw XW-6048 you pull 4kw, you would get less than an hour before your batterys are flat dead with a 100ah battery pack
For Gridtie, the batteys are used to smooth out the varible solar to a more constant sell rate. If the bank is to small the inverter can oscillate on selling power level and the charge controllers can't do mppt since the load are varing so much ( also AC ripple on the DC batteys can cause the mppt to stop tracking )
A 440ah battery pack is not large by any means ... That's ~20KW of storage at 100% depth of discharge, so more like 15Kw usable or less than 2.5 hours if the inverter is running near full load
Xantrex Engineering has told me 400ah+ is the minimum, not sure why the manual has less, but a 100ah battery pack is near useless from a backup prospective. If your running Gridtie all the time ( don't need storage ) you should be running the GT inverters not the XW's
Typical off-grid system go for 3 days of backup ... so 2,000+ ah battery packs would be considered normal for this class of inverter
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